Filing a car accident claim can be stressful, and small mistakes can impact your compensation. Understanding what to avoid can help you strengthen your claim and protect your rights.
Should you admit fault at the scene?
No. Admitting fault, even casually, can hurt your claim. South Carolina follows a modified comparative negligence rule, meaning your compensation decreases based on your percentage of fault. Let the investigation determine responsibility instead of assuming blame.
Why is delaying medical treatment a bad idea?
Waiting to see a doctor can weaken your claim. Insurance companies may argue that your injuries are not serious or were not caused by the accident. Seek medical attention immediately, even if you feel fine, as some injuries take time to appear.
What happens if you don’t document the accident?
Failing to collect evidence can make proving your claim difficult. Take pictures of the scene, get witness contact information, and obtain a copy of the police report. South Carolina law allows you to request a crash report from law enforcement to support your case.
How can social media affect your claim?
Posting about the accident or your injuries can harm your case. Insurance companies may use your posts to argue that your injuries are not as serious as you claim. Avoid discussing your accident online until your case is resolved.
Is accepting the first settlement offer a mistake?
Yes. Insurance companies often offer quick settlements that may not cover all your damages. Review the full extent of your injuries, medical costs, and lost wages before agreeing to any compensation.
Avoiding these mistakes can help you receive the compensation you deserve after a car accident.
